Attention homeowners in Brownsville and Cameron County: Get an Appraisal today!![]() See the top 7 reasons why TX homeowners need Longhorn Appraisals & Real Estate:
Do you own a house in or near Brownsville? Do you need help determining the value of your real estate?
We at Longhorn Appraisals & Real Estate understand the special needs of a homeowner after appraisal services. Our regular business clients are used to the appraisal process and the standard reporting formats. But as a general consumer,we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings. For Sale By Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Longhorn Appraisals & Real Estate will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value estimation than yours. Need to cancel PMI?PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. Longhorn Appraisals & Real Estate is experts in helping people just like you abolish unnecessary PMI insurance. Challenge Tax AssessmentLets say your house is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. Getting an appraisal from Longhorn Appraisals & Real Estate is your best weapon when contesting your property tax assessment. Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can this be difficult and inconvenient from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Longhorn Appraisals & Real Estate can provide you with an expert appraisal to help you reinstate your home equity line of credit. Field and Desktop Appraisal Review ServicesDo you need a seasoned expert to double-check your appraisal for accuracy, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? Longhorn Appraisals & Real Estate offers field reviews where we'll go out and check the subject and comparables. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your home. |